• Comprehensive service for exporters (pre- and post-shipping lending, foreign trade documentation, etc.).
  • Competitive financing terms for export projects (both in terms of time frame and cost) in comparison to terms offered by international banks.
  • Financing of export projects with high-risk in regions/countries.
  • EXIAR's insurance contracts can be classified as category-1 quality (Directive of the Central Bank of the Russian Federation dated 3 December 2012 No. 2920-U, 'On the introduction of amendments to the Provisions of the Bank of Russia dated 26 March 2004 No. 254-P, "On the establishment of reserve funds to compensate potential losses on debts and loans and equivalent debts by lending agencies"').
  • A significant reduction of Russian banks' capital burden. Credit requirements and requirements for receiving assessed (accrued) interest, denominated and/or funded in roubles or a foreign currency, with an EXIAR insurance contract classified as assets group II (0.2) and III (0.5) respectively. (Instruction of the Central Bank of the Russian Federation dated 03 December 2012 No. 139-I 'On mandatory bank ratios'.)
  • The opportunity to finance an insurance premium. EXIAR insurance premiums may be included in the amount of financing under the credit agreement with the foreign borrower (buyer). Thus, a premium is paid by the bank (the insured) from the credit funds granted to the foreign borrower.
  • Opportunity to reduce commercial banks’ risks when providing debt financing of investment projects under project financing terms.